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Collateral: The Bespelled Option

If David Billings doesn't get this loan, he is utterly and completely ruined. Desperate to keep his house, business and marriage afloat, David agrees to the bank's radical new program called The Gold Option. A gold watch, removable only by the bank, is placed on his wrist and set to activate at the end of the loan. If David defaults, the curse initiates. Will David heed the loan officer's dire warnings in time? Read this quirky little tale with a surprise ending to find out.

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